Privacy Policy

Baker Vermögensverwaltung GmbH (hereinafter referred to as "the Company") places the highest importance on the security and protection of your personal data. We process your data lawfully, transparently, and fairly, and strictly comply with:

• the EU General Data Protection Regulation (GDPR)
• the German Federal Data Protection Act (BDSG)
• and any other applicable data protection laws

This Privacy Policy explains our principles and measures for collecting, using, storing, and protecting your personal data.

1. Scope of Data Collection

We may collect your personal data in the following situations:

• When you visit our website (including data collected via cookies, log files, or tracking technologies)
• When you contact us via online forms, email, telephone, or postal mail
• When you subscribe to our newsletter, register for events, open an account, or participate in investment projects
• When you use our customer services or take part in investment activities organized by the Company

The types of data we may collect include (but are not limited to): name, contact details (phone, email, address), IP address, investment preferences, account information, browsing behavior, transaction history, etc.

2. Purposes of Data Use

We use your personal data for the following purposes:

• Processing your inquiries, account opening applications, or other service requests
• Providing personalized investment advice and customer support
• Sending you market reports, product updates, and event invitations (with your prior consent)
• Improving our service quality and optimizing website content and user experience
• Complying with legal and regulatory requirements, including financial supervision (e.g., BaFin) and anti-money laundering (AML) obligations

3. Data Retention and Deletion

• We retain your data only for as long as necessary to fulfill the purposes stated above
• Once the data is no longer required, or upon your formal deletion request, we will delete or anonymize it in accordance with legal requirements
• Certain data may be retained for specific periods as required by law, taxation, or regulation (e.g., GoBD or KYC/AML record-keeping obligations)

4. Data Sharing and Third-Party Services

We never sell your personal data to any third party. However, in the following cases, we may share data with carefully vetted third parties who have signed a data protection agreement:

• Service providers offering technical support, IT infrastructure, cloud storage, or compliance services
• Disclosure of required information to government authorities, courts, or financial regulators (e.g., BaFin) to fulfill legal obligations
• Partners assisting with audits, risk management, compliance, or regulatory reporting

All partners are required to comply with GDPR/BDSG requirements and implement appropriate data security measures.

5. Your Rights (under GDPR)

You have the right to exercise the following at any time:

• Right of Access: Obtain a copy of the personal data we hold about you
• Right to Rectification: Correct inaccurate or incomplete data
• Right to Erasure: Request deletion of your personal data where legally permissible
• Right to Restrict Processing: Limit how we process your data
• Right to Object: Object to the processing of your data for specific reasons
• Right to Data Portability: Request transfer of your data to yourself or a third party
• Right to Withdraw Consent: Withdraw any previously given consent at any time (without affecting the lawfulness of processing before withdrawal)

To exercise your rights, please contact us using the details below.

6. Contact (Data Protection Officer)

📧 E-Mail: *******************

We will respond to your request within the legal time limits (usually 30 days).

7. Policy Updates

The Company reserves the right to update this Privacy Policy in response to legal changes or business adjustments. The latest version will always be published on our website, and we recommend that you review it regularly to stay informed of any changes.

Last Updated: January 2025